Phoenix short sales experts - We'll get your home sold, save your credit and stop foreclosure

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Get Short Sale Help - Phoenix, Arizona

Did you know that you can stop foreclosure and sell your home through a short sale with your bank - it's never too late!

Did you know that can sell your home through a short sale even if you have no equity or owe more than what it's currently worth? 

Our service to you is completely free. 

Don't fall victim to paying $500 to $1000 upfront from other Phoenix short sales companies. 

We have helped numerous homeowners in the Phoenix area. Even if you are not behind on payments but feel that you can no longer afford the home, we can help.

Most homeowners never realize that a short sale in Phoenix can be completed through their bank and their credit can be saved.  We can stop your foreclosure and save your credit.  Our service to you is completely free.  Check out our excellent standing with the Better Business Bureau.  Read below for more info.

Do you owe more than your home is currently worth?  Is your home loan amount equal to or higher than your current home value? Are you behind on payments, or realize that you can no longer afford your home?  If this is your situation, you may want to consider an Arizona short sale.

Selling a home that has a loan higher than it's worth is extremely difficult, if not impossible.  Who would want to pay above the true value of a home?  If this sounds like your situation, please read further. We can help.  Or simply fill out your info to the right and we will contact you shortly.

Usually when a homeowner owes more than the home's current market value and can no longer afford the home, they are left with two choices: 1. Lose the home to foreclosure due to no one wanting to buy an overpriced home;  2. Negotiate an AZ short sale with the bank to ensure the home sells before foreclosure.

Obviously no homeowner wants to lose their home to foreclosure.  People who let their home go to foreclosure typically destroy their credit for 7 years.  A foreclosure on a credit report will make it nearly impossible to buy another home for at least 7 years. So what is an Arizona short sale or a short sale in Phoenix?  An Arizona short sale or AZ short sale is when the bank is willing to take a lesser amount of your home's loan in order to sell your home and stop foreclosure.

For example: Your home's current market value is $200,000 and your loan amount for your home is $215,000.  No one will want to buy your home for $215,000 because the real value is $200,000. The bank then realizes they must lower the amount owed to $185,000 (this number varies) so the home can sell.  This is just a simple example.  Home prices and loan amounts will vary.  Arizona short or short sale in Phoenix amounts will vary as well.

So why is an Arizona short sale better than foreclosure?  An Arizona short sale is a win/win solution for everyone.  Obviously the homeowner does not want a foreclosure on their record.  The bank definitely does not want to take the home back through foreclosure due to the large expenses and long waiting period.  So if the homeowner can complete an Arizona short sale, they will have successfully sold their home without losing the home through foreclosure, thus saving their credit.  And the bank will be satisfied due to not having to foreclose on the home, and saving time and money.

Homeowners desiring to do an Arizona short sale or short sale in Phoenix usually must show to the bank: (AZ short sale processes will differ with each bank)

• Financial hardship
• Loss of job
• Divorce
• Medical conditions or large medical bills
• Behind on payments

Every bank is different in the requirements for homeowners looking to do an Arizona short sale.  Each bank will have a different set of rules regarding an Arizona short sale, AZ short sale, or Phoenix short sale.

AllhomesAZ.com has a team of Arizona short sale experts and Phoenix short sale experts who have established relationships with banks.  We will handle your Arizona short sale transaction for you.  The AZ short sale process is NOT a "do it yourself" project.  To successfully negotiate an Arizona short sale or Phoenix short sale with a bank takes an experienced and highly trained real estate agent and staff.  Please provide your contact information to the right and one of our highly-trained Arizona short sale experts will be in touch with you shortly.  The more info you can provide, the better we will be able to help you with your AZ short sale.  All info provided by you will be held in complete confidentiality.